Deposit Schemes

Fixed Deposit

Gutman Island


Let Your Hard-Earned Money Work For Your Better tomorrow...

If you are looking for long term investment thatallow you to earn higher interests on your savings, we have very attractive fixed deposit schemes that ensure safe growth of your investments. Ideal for salaried people, retired persons and housewives among others, the fixed deposit scheme provides regular income at monthly, quarterly, half-yearly or yearly intervals.

13 Months FD Scheme

Period Minimum 13 Months
Rate of Interest @ 10 % P.A. (For General)
@ 10.5% P.A. (For Senior Citizen)

Various Fixed Deposit Schemes

Sr. No. Period of Deposit Normal Senior Citizen Society
1. Upto 6 Months 06.00% 07.00% 06.00%
2. Upto 12 Months 09.00% 10.00% 09.00%
3. Upto 24 Months 11.00% 12.00% 11.00%
4. Upto 36 Months 12.00% 12.50% 12.00%
5. Upto 60 Months 13.00% 13.00% 13.00%

Key Features

  1. Money Multiplier Facility : Allow us to take care of your idle money by moving it into high interest earning.
  2. Customer Care : Our Customer Care is always available to answer any query or follow your instructions.
  3. Standing Instructions : You can give us various types of standing instructions like transferring of funds to fixed deposit accounts at regular intervals.
  4. Nomination Facility : You may nominate a person as beneficiary to your account proceeds
  5. Liquidity : You may liquidate your account pre-matured by incurring a nominal charges for pre-matured liquidation
  6. Loan Facility : Avail up to 85% loan on your fixed deposit amount


  1. Nomination facility is available in all kind of deposits.
  2. For single or joint account holder also there will be only one Nominee.
  3. A person legally empowered to operate a minor's account can file a nomination on behalf of the minor.
  4. For more details or query do visit your near by branch.

Document required for Account opening

For Identity Proof For Address Proof
PAN Card Passport
Two Photos Aadhaar Card
Aadhaar Card Telephone bill
Voter ID card Electricity bill
Driving licence Ration Card
Government ID card Certificate/ ID card issued by Post office
Photo ration card
Senior citizen ID card


  1. The form should be fill in CAPITAL LETTERS using Black ink.
  2. During the time of verification please produce the original document(s).
  3. Please avail of the nomination facility.
  4. Mandatory to complete the KYC Norms.
  5. * Mandatory to provide Permanent address and telephone number.